Two Bucket System

Tim C. FitzGerald, MSFS, AEP® (CA Insurance Lic. #OM57046), (AR Insurance Lic. #1127023). Warren C. Bradley and Nicholas C. FitzGerald are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AR, AZ, CA, CO, CT, GA, LA, ME, MN, MS, NY, OK, TN, TX, and VA. No insurance business may be conducted outside this/these states referenced.

Tim FitzGerald, Warren Bradley, and Nicholas C. Fitzgerald are Registered Representatives and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. 401 Edwards Street, Suite 1700, Shreveport, LA 71101, (318) 222-4143 Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of AL, AR, CA, CO, CT, ID, LA, ME, MN, MS, NY, OK, TN, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Tim FitzGerald also is registered as an Investment Adviser Representative, under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of AR, AZ, CA, ID, LA, ME, MN, MS, NE, NY and TX, As such, these services are strictly intended for individuals residing in those states.

TFG Financial, LLC is not owned or operated by Eagle Strategies LLC, a Registered Investment Adviser or NYLIFE Securities LLC or any of their affiliates and does not provide tax, legal or accounting advice.