Two Bucket System

Probate 9-12 months

Public Assets

  • Home
  • Business
  • Real Estate
  • Stocks
  • Bonds
  • CDs
  • Mutual Funds
  • Savings & Checking Accounts

Assets are Subject to:

  • IRS
  • State Taxes
  • Secured Creditors
  • Unsecured Creditors

Your Family Gets What Is Left Over!

Bypass Probate

Private Assets

  • Life Insurance
  • Fixed/Variable Annuities
  • Retirement Accounts

Potential Benefits to Assets

  • Tax Deferred Growth (No 1099s)
  • Death Benefit Not Subject to Income Tax (Life Insurance)**
  • Possibly Self Completing for Disability Income (Life Insurance)
  • Potential Non Taxable Income (Life Insurance)***

Your Family Receives Assets in Days, Not Months!

** Certain exceptions apply.

*** Loans against your policy accrue interest at the current rate and decrease the death benefit and cash value by the amount of the outstanding loan plus interest. This is our understanding of the generally applicable rules. Please understand TFG Financial, LLC, its agents or employees may not give legal or tax advice. We recommend everyone seek and rely upon the advice of his or her own professional advisors.